The APY (Annual Percentage Yield) is effective and accurate as of 11/18/08. Minimum deposit to open account is $25.00. Fees could reduce earnings in account. Rates subject to change without notice. *The APY on variable rate accounts may change after the account is opened.

†ESI Checking:
4% Annual Percentage Yield (APY) is paid on balances up to $50,000, and 1% APY is paid on all amounts above $50,000 each activity period requirements are met.  Requires 10 Check Card transactions (excluding ATM transactions), pay one bill via Online Banking, receive statements electronically.  If you do not meet the requirements you will earn 0.15% APY on all balances for that activity period.  Requirements must also be met to receive ATM fee refunds.  Rates accurate as of 11/18/08.  Rates are subject to change.  Minimum $25 deposit required to open an e.SI checking account.